Lending you a helping hand and more!
We think you’ll be pleasantly surprised by the strength of our lending programs. Our smaller loans are handled right here at CitizensFirst, while larger loans are backed by the strength of our Business Lending Group, Inc., a partnership of four credit unions working together to pool their assets in order to provide more funding and local approvals for local businesses. Local approvals, lower rates, and people who care about your company’s success are all part of the CitizensFirst lending program. So whether you need office space, land, equipment, working capital or a flexible line of credit, call one of our business lending specialists today to find out how we can help!
Commercial Term Loans
Rates and Other Resources
Term loans provide businesses a way to plan for long-term growth. They may help provide funding for equipment, assets or improvements to keep up with your growing business. Types of loans available include:
  • Commercial Real Estate Loans
  • Multi-family and Rental Property Loans
  • Equipment and Vehicle Loans
  • Business Buyout Loans
Due to rate changes and fluctuations, call for current rates.
Commercial Lines of Credit
Rates and Other Resources
Lines of credit provide businesses with a great way to take advantage of opportunities when they arise or to assist with fluctuations in cash flow. They are typically repaid from your business' receivables or cash flow. A revolving line of credit lets your business borrow, repay, and borrow again up to the original amount committed by us throughout the life of the loan.
Due to rate changes and fluctuations, call for current rates.
SBA Loans
Rates and Other Resources
The Small Business Administration (SBA) recognizes that conventional loans may not offer many small business owners access to the capital they need to keep their businesses strong and help them grow. Therefore, the SBA has developed a number of financial programs for small businesses, and partners with financial institutions like CitizensFirst to provide them to you – the small business owner – at the local level. The Small Business Administration’s government-guaranteed programs offer qualified borrowers more flexibility, so you can improve and invest in your business.
Due to rate changes and fluctuations, call for current rates.
WHEDA Loans
Rates and Other Resources
While the Wisconsin Housing and Economic Development Association (WHEDA) is typically thought of as a partner for residential home ownership, WHEDA also provides several financing programs to stimulate and preserve small businesses in Wisconsin. CitizensFirst is able to provide WHEDA loans to qualifying small businesses.
Not sure what loan is right for you? Start by telling us a little about your financial need and we’ll help find the right loan for your business!
Due to rate changes and fluctuations, call for current rates.


CitizensFirst Credit Union
P.O. Box 3046
Oshkosh, WI 54903
Main: 920-236-7040
Toll-Free: 800-448-9228
info@citizensfirst.com
Routing #275981187